News & Information
Invest Your Way to Financial Independence One Coffee Cup at a Time
When you invest, rather than ingest your coffee money, the compounding effect of interest paid on interest can grow small deposits into giant nest eggs over time. This is good news for everyone, because you don’t have to be born rich or make a lot of money to achieve your goal of financial independence.
read more
The Secret to Building Wealth
The secret to building wealth is actually no secret at all: work hard, spend smart, save, and invest your money and time wisely. As every journey begins with a single step, slow and steady wins the race to financial independence. The determining factor isn’t the length of stride or the size of your deposit; it’s time. Small deposits, like small steps, add up mightily when given the time to grow.
read more
Kids Portfolio
Planning to pay for your kids college education? Take a look at the most influential companies during the first five years of their lives: Proctor & Gamble, Abbott, Mattel, Disney, Nike, etc. Investing in these companies when tthey’re young could help pay their way their college.
read more
Myth: You can bank on your credit score
Do you have poor, average, good, or excellent credit? Knowing your credit rating is important, but your online credit score can be misleading. They do not tell the entire story.
read more
Myth: Checking Your Credit Report Damages Your Credit Score
You have may have heard that when anyone – including you– checks your credit, your credit score goes down. For the most part, this is true, but the effect is temporary and nothing to be concerned about.
read more
Myth: Money Can Buy Happiness
Fact: Once you satisfy your basic needs, spending more for expensive houses, cars, clothes and vacations does not add to your happiness It’s the age-old question. The answer depends upon whom you ask. People without money say “yes”. People with money say “no.” If you...
read more
401(k): The Best and Easiest Way to Save for Retirement
If you start investing $100/month when you’re 25-years old, you could have a whopping $468,000 when you retire at 65.
read more
Coffee Today vs Financial Security Tomorrow?
if you’re in your late teens or early twenties, the future value of the $4 – $5 you’re spending on a cup of gourmet coffee could be several hundred dollars when you retire in another 45 years.
read more
Building a Perfect Credit Rating
You can think of your credit score as the financial equivalent of your personal reputation. It is a measure of your trustworthiness as a borrower. The higher your score, the easier it will be for you to borrow money at competitive rates to finance your car, home or business.
read more
Paying for Dating
Who pays for dating? Though most young men and women expect to pay their share of the date, both sexes tend to default to typical gender roles. If he doesn’t pay, she thinks he’s uninterested or cheap. If he does pay, does she owe him something? Caught in the crosshairs of slow to change social norms and rapidly changing expectations, dating and relationships can be quite confusing.
read more